Insurance Information

Insurance Information

Taking The Mystery Out Of Long-Term Care Insurance


Here's the good news: with improvements in medicaltechnology and healthier lifestyles, people are livinglonger. Life expectancy today has increased to 83 years, upfrom 78 years in 1940 (The Shopper's Guide to Long-term CareInsurance from the National Association of InsuranceCommissioners).

The Awful Truth about Annuity and Insurance Leads


You see the websites, you see the ads: exclusive, never before sold, prospects eager to buy, insurance and annuity Leads. Some leads cost a few dollars - others are over one-hundred a pop.

Health Savings Accounts


Most people with health insurance, especially employer paid health insurance, really don't know what their health care costs are. Furthermore, in many cases, they are limited in which health providers (doctors, hospitals, pharmacies etc) they can use.

Converting An Unwanted Life Insurance Policy Into Ca$h


Do You Own A Life Insurance Policy That You No longer Need or Want?It is possible that you may be able to can get a CASH settlement in excess of the current cash surrender value by selling your policy in the secondary market to an investor.Reasons To "Sell" A Policy:Family SituationsBankruptcyEstate ReductionEstate Tax RevisionBusiness Was Sold1035 ExchangeDrain On IncomeDivorce - SeparationDeath of A SpouseRetirementDeclining HealthNon-Performing PolicyWealth PlanningWork Related ChangesQualifying Types Of Life Insurance:GroupWhole LifeTerm (Convertible)JointUniversalVariableKey Man (business related)Who Is A Qualified Candidate?Mature men and women over age sixty-five years of age who have an existing life insurance policy and whose circumstances have changed since purchasing the policy originally may qualify for a purchase and sale of their policy.

Terrorism Insurance - What it Costs Small Business


The Terrorism Insurance Act of Nov. 26, 2002.

How Does Credit History Affect Car Insurance Rates?


Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates.

Term Life - Who Needs It?


If you've read any of the books or articles by popular personal finance gurus you've probably heard of the affordable life insurance alternative called Term life. Term life insurance Quotations are recommended by many popular personal finance gurus and can be a good choice for:· Young families or those on a limited budget, yet still need a large amount of life insurance.

How Much Car Insurance Should You Buy?


Car insurance is one of the most dreaded chunks in your budget. And depending on which state you live in, it could be a smaller or larger chunk of your budget than your neighbors across state lines.

Is Your Auto Insurance Company Rated?


Several national rating institutions rate insurance companies. Do coverages, rates, and service vary from company to company? Why can you pay less with one company than another can for the same coverages? Choosing the best insurance company for you is a crucial financial decision.

Which Car Should You Own To Keep Your Insurance Rates Most Affordable?


Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars.

Seven Steps to Filing Your Car Insurance Claim


Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal.

Factors That Affect Your Car Insurance Premium


Many factors affect the premium you will pay for auto insurance. Each is a statistically based risk for a specific population.

Protecting Your Expatriate Family


If you and your family relocate overseas, one of your first priorities from a financial planning point of view may very well be establishing health care.Costs and services abroad can differ greatly to what you are accustomed to 'back home'.

Should I Buy Rental Car Insurance?


Rental car agencies have a menu of insurance policies they would like to sell you. While each policy could be of some benefit under the right circumstances, you should review each plan (its provisions, limitations, and exclusions) before making a purchase.

Understanding How Your Credit History May Affect Your Car Insurance Coverage


Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history.

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MORE RESOURCES:

Boston Globe

Obama Gets Tough on Health Care Fraud
New York Times
Mr. Obama sent his secretary of health and human services, Kathleen Sebelius, to take on insurance companies Wednesday. Speaking in Washington at the annual ...
HHS Sec. Sebelius slams Insurance IndustryFOXNews (blog)
How Health Care Reform Could Impact the Insurance IndustryNightly Business Report
HHS Secretary Asks Executives to Justify Insurance Rate HikesDOTmed.com (press release)
USA Today -The Washington Independent -InjuryBoard.com (blog)
all 2,880 news articles »


Washington Post

Va. assembly approves bill to bar health-insurance mandate
Washington Post
Proponents of the measure said the federal government should not force private citizens to enter into private contracts for insurance. ...
Virginia Assembly Gives Green Signal to Bill to Evade Government's ...TopNews United States

all 658 news articles »


Northland's NewsCenter

How health insurance is killing Canada
Telegraph-Journal
The biggest dysfunction in our approach to health care on both sides of the border is a monomaniacal obsession with the "insurance" model as primary payment ...
Katz: Reign in insurance companies for health care reformUniversity Daily Kansan
O's 'fraud' rip at health industryNew York Post
Health Care again - what needs to be doneGather.com
OpEdNews -Burnt Orange Report (blog) -Milwaukee Journal Sentinel
all 63 news articles »


The Hindu

Chile earthquake cost insurers up to $7 bn
Sify
/EFE) Last month's magnitude-8.8 earthquake in Chile cost insurance companies between 2.92 billion euros ($4 billion) and 5.15 billion euros ($7 billion), ...
Swiss Re puts Chile quake insurance cost at $4-7BNThe Associated Press
Swiss Re Sees $4-$7 Billion Insurance Losses From QuakeABC News
Insurers Brace For Disaster Hit To 2010 EarningsWall Street Journal
CITY A.M. -MarketWatch -The FINANCIAL
all 220 news articles »


A.M. Best Places Ratings of Tenet Insurance Company Ltd Under Review With ...
MarketWatch (press release)
The rating actions follow the recent announcement of the acquisition of Tenet by Sompo Japan Insurance Inc. (Sompo Japan). On March 8, 2010, ...
A.M. Best Places Ratings of Max Capital Group Ltd. and Its Subsidiaries Under ...Insurance News Net (press release)

all 60 news articles »


MiamiHerald.com

Fed Shoulders AIG Loan Losses to Ease Sale of Unit to MetLife
BusinessWeek
... asset” by MetLife, which is also indemnified from losses on one of the UK businesses it will acquire in the purchase of American Life Insurance Co. ...
AIG Continues To RallyFinancial Advisory
Alico seeks permission for ownership transferRepublica
Consultant: AIA-Prudential Deal Could Prompt Japan Life MergersInsurance News Net (press release)
The Associated Press -Economist -FT Adviser
all 1,730 news articles »


Central Florida News 13

Insurance Companies Might Require Proof Of Repairs
CBS 4
A home in Gulfport, Miss., damaged by Hurricane Katrina is shown with a sign indicating the owner is a State Farm insurance policy holder in this Sept. ...
Senate panel approves property insurance measureMiamiHerald.com
Want Break On Insurance Bill? House Will Have To PoseCentral Florida News 13
State insurance regulators under fireSun-Sentinel
BusinessWeek -Tallahassee Democrat -BloggingStocks (blog)
all 71 news articles »


Medicare terminates prescription drug contract with Fox Insurance Company
McKnight's Long Term Care News
The Centers for Medicare & Medicaid Services on Tuesday ended its contract with Fox Insurance Company after an on-site review revealed serious policy ...
Medicare Cancels Part D Contract with Fox InsuranceTucson Citizen
Arkansas offers extra help for prescriptionsBaxter Bulletin
Medicare regulators halt insurer's Part D businessBusinessWeek
Bizjournals.com
all 28 news articles »


TopNews United States

In need of reasonably priced medical care
Ventura County Star
I warned you about the seemingly arbitrary raising of insurance rates years ago, but most of you didn't care because it didn't affect you. ...
Settlements over dropped insurance lanquishSan Francisco Chronicle
ABC, CBS, NBC Join Obama's Attack on Insurance CompaniesBusiness Media Institute
Few customers collecting from health-care settlementCapitol Weekly
BusinessWeek -PR Newswire (press release) -Insurance News Net (press release)
all 99 news articles »


Christian Science Monitor

Time for a national insurance program to cope with natural disasters?
Christian Science Monitor
Advocates of legislation to create a national insurance program say it's better to plan ahead than do a bailout after a natural disaster. ...

and more »

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